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Financing

Get out on your bike now and pay over time!

Pay with Affirm

We all love cycling, but it is no secret that it can be a pricey sport. That is why R&A Cycles has paired up with Affirm to offer our US customers 0% financing. Make that new groupset from Shimano or SRAM or the fastest road bike from BMC or Pinarello a reality.

1. How it Works

Affirm allows you to pay for your new bike or gear with more affordable monthly payments rather than a single lump sum. R&A Cycles can offer up to 0% APR based on approval of credit. If you pay prior to the end of the 0% APR, there is no prepay penalty. Choose how many months you want to pay over for easy financial planning. Simply get your new bike or gear and pay for it later.

2. A Payment Option That Works for You

With Affirm financing, you can choose your favorite payment method to make your monthly payments. In addition to debit cards and bank transfers, PayPal payments are accepted. Simply choose PayPal at checkout then select a PayPal financing solution.

Affirm and PayPal offer a preapproval process which you can find at checkout to make your purchase as quick and smooth as possible.

3. A New Way to Get Your Dream Gear

Affirm financing makes it feasible to get the gear you really want. Maybe you need an entirely new tool kit or maybe your indoor trainer setup needs to be revamped. If you need a bunch of new Assos apparel or the mountain bike you have always been after, Affirm makes it easier to afford. Get approved for 0% financing and ride the way you have always wanted.